Lovitt & Touché

Your partner in identifying exposures, managing risk and creating the greatest value. Big or small, growing or transitioning, we provide businesses with innovative tools, smart resources and honest guidance to keep them protected. Business Analysis We get to know you – really. We analyze your operations, identify potential risks and assess coverage needs. We ask smart questions so we understand your business better. This helps us see issues on the horizon, bring new ideas to the forefront and ensure you understand how specific risks impact your company. Business Insurance Coverage As a leading brokerage nationwide, we specialize in providing businesses with the coverage they need to protect against losses, property damage and legal liability to employee-related risks and special circumstances. Our team of seasoned advocates with decades of experience get to know your business inside and out, along with unique risks you face, to ensure you have adequate coverage not only to recover loss

We understand the risks, coverage and needs specific to nonprofit organizations. In the nonprofit world, where passion is high and resources may be limited, a trusted partner for managing risk and improving safety is essential. We have extensive knowledge of the challenges and opportunities that nonprofits face, including fundraising, attracting and retaining board members, properly training staff and preventing turnover. Nonprofit leadership With decades of experience guiding nonprofit leadership through key growth phases, we always strive to find creative insurance and benefits solutions that meet needs while maximizing budgets. We understand your non-profit needs Working with a wide range of nonprofits, we understand how an insurance program needs to be structured, given funding resources and services. We encourage you to learn more about our business insurance, risk management and employee benefits solutions. https://qoo.ly/39x73k Nonprofit Industry | Lovitt & Touché We underst

Specialized guidance and coverage for any organization with electronic data, technology exposures. Few companies evolve as rapidly as technology companies, which rely heavily on cutting-edge tools, sensitive data and savvy people with creative mindsets. Such businesses need partners who understand their specific exposures and can help them attract top talent with the right benefits packages. Breaking barriers. Building foundations. On the frontline of technology exposures, we take time to evaluate your operations, services, products and business practices so we can make customized recommendations to reduce your risk. Whether suggesting procedural changes to mitigate cyberattacks or enlisting the assistance of forensic specialists, you can count on us to advise on the right coverages for the right resources. We also understand that the right team is essential for long-term success and innovation. We can create employee benefits packages that are designed to attract and retain loyal, har

We bring clear-cut, efficient solutions to help you manage risk in a billion-dollar industry. Real estate is about more than buying and selling. It’s about managing risks and being smart in all aspects of the deal. Identifying unique risks We identify the risks your particular deal, project or portfolio faces, and design a customized program to limit claims risk. In addition to guiding you through the appropriate policies and coverages. Real estate experts With a dedicated team in the real estate industry, we have worked with a variety of owners and managers – ranging from those who operate billion-dollar portfolios or development projects to individual owners and managers – to design optimal risk management programs. In fact, our programs have become attractive growth resources, and often times a sales tool, as clients expand their portfolio, find new investors, or attract new ownership groups to manage. https://qoo.ly/39uqrf Real Estate Industry | Lovitt & Touché We bring clear-c

In-depth insurance experience with trucking, aviation, cargo and logistics. The transportation industry experiences risks and exposures that can put the balance sheet and operational fluidity at risk. Working with a brokerage that has the industry knowledge and expertise in all sectors of the transportation industry is critical for creating a strong risk management and insurance program that meets all short- and long-term needs. Industry-Specific Tools & Resources Our dedicated transportation team excels at using industry-specific tools to help our clients operate efficiently and safely, such as SaferWatch for streamlining the carrier approval process, as well as the resources offered by the Federal Motor Carrier Safety Administration (FMCSA). We have additional state-of-the-art risk management tools and resources, offering you support with pre-hire screening, driver training and preparation of DOT file audits. You can also access the Lovitt & Touché Gateway 24/7/365 to generat

Personalized support and coverage that protects the institution, the people who form it and the next generation. There are many risks and exposures that schools need to consider these days, from ensuring staff and students are safe on campus, to safeguarding private and protected information from cyberthieves and data breaches. Our niche education team works with educational institutions of every level, including public, charter, virtual schools, vocational, and higher education, with both multi-state and international exposures. Guidance Specific to Educational Institutions As an extension of your team, we view your operations through a risk management and loss prevention lens, conducting risk management assessments, loss control audits and property/liability analyses.  Budget-Conscious Programs And with every dollar needing to go further in the classroom, we understand the importance of providing the best value for our education partners. We maintain a centralized property and casual

Helping you navigate insurance needs when security, time and money are at stake. More than ever, healthcare companies are under the microscope. Doing more with less and having every public dollar scrutinized, we understand the importance of maximizing your resources to ensure you are covered. We also understand the industry-specific intricacies of managing risks and protecting assets.  Experience You Can Trust Our experienced team stands by your side, ensuring that your organization is shielded from risks and exposures, while being nimble and responsive to handle any curve you are thrown. https://qoo.ly/39qxsh Healthcare Industry | Lovitt & Touché Helping you navigate insurance needs when security, time and money are at stake.

Helping you drive business forward with the coverage and services you need. Product recalls. Service interruption. Supplier snafus. OSHA visits. Companies in the business of manufacturing face unique risks, many of which aren’t covered under traditional property and casualty coverage. Experience You Can Trust You have a trusted, experienced team with deep carrier relationships by your side that understands the risks and exposures of your industry, and can help shield you from them. When the unexpected happens, we will be by your side to help you overcome insurance risk-related challenges. https://qoo.ly/39pu3y Manufacturing Industry | Lovitt & Touché Helping you drive business forward with the coverage and services you need.

Helping you navigate industry-specific risks and exposures that can have a serious financial impact on your operations. From benefits packages and slips or falls to food tampering and product-induced injury, the restaurant industry faces an extraordinary amount of risk and exposure. We are no strangers to providing sound insurance programs and a full line of coverages for a variety of businesses within the food and beverage industry, including proudly representing the owners/operators of one of the most widely recognized fast food brands in the world for more than 20 years. Ready to Serve Our dedicated staff of insurance professionals are ready to respond to your unique insurance needs and offer a variety of insurance services. With in-house underwriting, claims advocacy and loss control, we look out for your needs and help you manage your operations. https://qoo.ly/39nb9p Restaurants Industry | Lovitt & Touché Helping you navigate industry-specific risks and exposures that can hav

Decades-deep industry expertise, diverse coverage options help us create tailored programs. The behavioral health and human services industries are exposed to a range of risks and liabilities that can impact an organization’s ability to provide critical mental, emotional and wellness services. We understand these risks and can guide you in developing a thoughtful insurance and risk management program to ensure you are protected at the right level and mitigate potential threats. Experience You Can Trust Our deeply entrenched team has specialized expertise understanding the unique environment in which you operate, from funding restraints and claims’ statute of limitations, to managing contractors, providers and volunteers. With nearly 300 clients in the behavioral health and human services sphere, Lovitt & Touché offers experienced claims and risk control personnel, expansive access to specialized markets and carriers, and acts as an important partner in helping you evaluate exposure

Construction experience is essential to crafting an effective insurance program. The world of construction is a rapidly changing environment with plenty of unexpected pitfalls in even the most thoroughly planned projects. As one of the largest practice groups at Lovitt & Touché, our dedicated construction team keeps pace with all industry advancements and evolutions, making us a trusted partner that places approximately $90 million of construction insurance premiums each year. We understand the unique needs you face day-in and day-out from both the underwriting and brokerage sides. Together, we’ll help you design a risk management strategy customized to your business to provide greater peace of mind on projects big or small, at any stage of development. We know the construction industry is complex and can be filled with unexpected pitfalls. Our team can provide you with greater peace of mind as we work together to tackle daily challenges and necessities.  https://qoo.ly/39k44d Cons

The world of group health care benefits continues to increase in complexity. To help your business navigate the challenging health care landscape, we at MMA provide expertise to develop strategic, economical Phoenix Group Health Programs. Employer-provided benefits programs are no longer limited to just insurance plans. With the increasingly complicated compliance landscape intersecting with changes in how employers and employees are defined and engage with each other, leading employers need to provide programs of benefits not just a benefits program. We will review your current benefits program to learn what is most important to you. Then we’ll design a plan that addresses your concerns, reduces risk and lowers your cost, all without damaging employee morale. MMA’s well-cultivated relationships with all major insurance carriers allow us to provide an all-encompassing range of providers, networks, premium levels and plan designs. MMA understands that you need knowledgeable counsel on t

Coverage driven to improve safety and peace of mind. From volatile fuel costs to meeting the high demands of auto buyers, auto dealerships face wide spread challenges that threaten the bottom line. With decades of experience in the automotive industry, Lovitt & Touché understands the unique and ever-evolving needs of auto dealers in Arizona. Our team of dedicated insurance professionals understands the intricacies and nuances of the auto dealer experience, enabling us to create solutions that meet your specific needs. We encourage you to learn more about our specific solutions. https://qoo.ly/39ik2i Auto Dealerships Industry | Lovitt & Touché Coverage driven to improve safety and peace of mind.

You know that preventing claims is the best way to lower costs. We will analyze your claims history, present policies and procedures including safety measures. From there, we will put together a strategy to repair and update your safety measures and provide employee education and training. After implementing the plan, we’ll monitor its progress and keep you informed of any needed adjustments, findings, and improvements. This is how you positively influence Phoenix safety and loss prevention programs. MMA can also help you create effective disaster and pandemic planning or disaster recovery plans. Often, a basic plan will be enough provided you have solid insurance and risk management programs in place. All of this fits into your total risk management strategy. Risk prevention services support your insurance coverage by addressing the causes of risk at its roots. Some of the services we use to help prevent damaging insurance claims from occurring in the first place including safety cons

How does it fit in? Phoenix human resources consulting is at the start of everything — from pre-hire recruiting to employee screening to policy development. After a thorough evaluation of your needs, an MMA HR specialist will conduct an evaluation of your needs using the proper tools, which may include Phoenix employee surveys, policy audits and other assessments. This process will assist in identifying any needed improvements or missing pieces. We’ll put together a plan that will fulfill your needs and meet your goals. With your approval, we will set this plan in motion, making any accommodations along the way as necessary. We’ll track progress throughout and keep you informed on the discoveries and improvements made. Lovitt & Touché works closely with clients to make sure they get the appropriate value and return from their HR Consulting. If your company needs Phoenix Human Resources Consulting that works, contact Lovitt & Touché to schedule a complimentary insurance consulta

Personalized guidance and insurance protecting communities, enterprises and rich heritage of Tribal Nations. Tribal Nations have specialized insurance needs because of the wide variety of exposures and risks that exist on Tribal Lands. We are among a small group of specialized brokers across America trusted by the Tribal Community for more than 30 years. Our solid relationships with the strongest Tribal insurers means you get the most effective coverage at the most efficient rates. Guidance Specific to Tribal Nations We apply practical, right-sized insurance and risk management solutions to help protect Tribal Nations. We understand the dynamics of sovereignty, the intricacies of PL638, and the risks and exposures specific to gaming. Our team thoughtfully creates customized insurance packages and loss control action plans that fit your needs now and into the future. Creating Greater Peace of Mind Your proactive and responsive service team possesses a high-level understanding of the Tri

Your Phoenix business will experience a number of planned and unplanned changes over the next several years. To navigate these changes, you need a world class partner at the local level who can provide sound benefits advice to mitigate risk. Our first piece of advice? Create an employee benefits RFP tailored to the precise needs and budget of your organization – let insurers compete for your business, not the other way around. The next step? Notify the most suitable candidates so they can participate. This will improve the competitiveness and quality of the proposals received and the likelihood that you will find an ideal match. For any organization creating an Phoenix employee benefits RFP, Lovitt & Touché can provide exceptional knowledge, attention, and resources. Each one of our Phoenix clients has unique requirements, so we provide a highly granular analysis of the most pressing benefits demands and regulatory changes for coverage that’s truly beneficial. We have access to hun