Lovitt & Touché

It’s only an opportunity if you manage the risk. The Tax Cuts and Jobs Act (TCJA) of 2017 created the Opportunity Zones provision to encourage investment in economically distressed communities. The program provides preferential capital gains treatment for investments within designated low-income census tracts. In order to qualify for these benefits, investors must reinvest one or more capital gains in a Qualified Opportunity Fund (QOF).  Pioneering Opportunity Fund Insurance Solutions Lovitt and Touché has developed a cutting-edge solution specifically catered to Opportunity Funds. The Opportunity Zone Insurance Program (OZIP™) is an innovative mechanism to protect an Opportunity Fund’s assets. OZIP™ capitalizes on our in-house expertise, along with strategic relationships with underwriters in both tax and development insurance. Identifying Challenges Creates Inventive Solutions Our OZIP™ team provides a holistic approach to the traditional model for insurance. We emphasize a strategy

Protecting our clients begins with personalized plans that provide peace of mind. No two individuals are alike We believe private client solutions are just as unique. Based on a variety of life circumstances, priorities, long-term goals and liability exposures, every client’s needs are one of a kind and require not only a customized solution, but a dedicated team to identify the best possible insurance program. Our goal is to protect you, your family, your assets and everything in between. Personal Relationships Yield Best Solutions We take a 360-degree look at your life to identify exposures that might threaten wealth or property, and provide effective solutions to minimize risk. From excess liability/umbrella policies to uninsured and underinsured motorist protection, we leave no stone unturned when it comes to examining where risks may lie. Industry Leaders with Trusted Carrier Relationships We protect our clients like we would our own families, which is why our team has worked hard

The world of construction is a rapidly changing environment with plenty of unexpected pitfalls in even the most thoroughly planned projects. As one of the largest practice groups at Lovitt & Touché, our dedicated construction team keeps pace with all industry advancements and evolutions, making us a trusted partner that places approximately $90 million of construction insurance premiums each year. We know the construction industry is complex and can be filled with unexpected pitfalls. Our team can provide you with greater peace of mind as we work together to tackle daily challenges and necessities. Contact Lovitt & Touché to schedule a complimentary New Mexico construction insurance consultation.  https://qoo.ly/39dt8h New Mexico Construction Insurance - Marsh & McLennan Agency MMA specializes in New Mexico construction insurance services and New Mexico construction risk management - contact us to learn more!

Employee benefits solutions are not one-size-fits-all. So why do many insurance brokers treat them that way? Clients’ unique demographics, including distinct philosophies, cultures, and goals play a vital role in designing an effective and efficient benefits program based on workforce needs and existing benefits budgets. Knowing how to address the complex needs of Fortune 500 companies, budget-conscious nonprofits and small businesses, and everything in between, we have the flexibility to find New Mexico employee benefits solutions and make decisions quickly to benefit our clients whether they have 50 employees or 5,000. We continually deploy customized reporting and analytics tools to help our clients make the most appropriate decisions for New Mexico employee benefits programs, including putting a greater focus on wellness initiatives, disease management programs and new prescription solutions to help offset potential losses. In today’s ever-changing benefits world, solutions can oft

The world of construction is a rapidly changing environment with plenty of unexpected pitfalls in even the most thoroughly planned projects. As one of the largest practice groups at Lovitt & Touché, our dedicated construction team keeps pace with all industry advancements and evolutions, making us a trusted partner that places approximately $90 million of construction insurance premiums each year. We understand the unique needs you face day-in and day-out from both the underwriting and brokerage sides. Together, we’ll help you design a Tucson construction insurance and risk management strategy customized to your business to provide greater peace of mind on projects big or small, at any stage of development. We know the construction industry is complex and can be filled with unexpected pitfalls. Our team can provide you with greater peace of mind as we work together to tackle daily challenges and necessities. Contact Lovitt & Touché to schedule a complimentary Tucson constructio

All businesses are concerned with the growing threat of cyber attacks. Small and medium sized businesses are particularly vulnerable, as many lack the IT infrastructure and personnel to regularly review and address cyber liability mitigation strategies. Fortunately, Lovitt & Touché, conveniently located in Arizona, has the expertise to help safeguard your organization from the extensive liability that follows in the wake of inevitable and damaging cyber incursions. How can we assist with Arizona cyber liability insurance and risk management? We understand that education, communication, a strong support team, a legal defense team, and some new thinking are required to make you, your clients, and their sensitive data safer and more secure. When you decrease risk of exposure, everyone wins. But preparing for data breaches is equally important. Is your Arizona business looking for assistance with cyber liability insurance? To learn more about protecting your organization, contact Lovit

You know that preventing claims is the best way to lower costs. We will analyze your claims history, present policies and procedures including safety measures. From there, we will put together a strategy to repair and update your safety measures and provide employee education and training. After implementing the plan, we’ll monitor its progress and keep you informed of any needed adjustments, findings, and improvements. This is how you positively influence Arizona safety and loss prevention programs. MMA can also help you create effective disaster and pandemic planning or disaster recovery plans. Often, a basic plan will be enough provided you have solid insurance and risk management programs in place.  All of this fits into your total risk management strategy. Risk prevention services support your insurance coverage by addressing the causes of risk at its roots. Some of the services we use to help prevent damaging insurance claims from occurring in the first place including safety con

How does it fit in? Arizona human resources consulting is at the start of everything — from pre-hire recruiting to employee screening to policy development. After a thorough evaluation of your needs, an MMA HR specialist will conduct an evaluation of your needs using the proper tools, which may include Arizona employee surveys, policy audits and other assessments. This process will assist in identifying any needed improvements or missing pieces. We’ll put together a plan that will fulfill your needs and meet your goals. With your approval, we will set this plan in motion, making any accommodations along the way as necessary. We’ll track progress throughout and keep you informed on the discoveries and improvements made. Lovitt & Touché works closely with clients to make sure they get the appropriate value and return from their HR Consulting. If your company needs Arizona Human Resources Consulting that works, contact Lovitt & Touché to schedule a complimentary insurance consulta

Your Arizona business will experience a number of planned and unplanned changes over the next several years. To navigate these changes, you need a world class partner at the local level who can provide sound benefits advice to mitigate risk. Our first piece of advice? Create an employee benefits RFP tailored to the precise needs and budget of your organization - let insurers compete for your business, not the other way around. The next step? Notify the most suitable candidates so they can participate. This will improve the competitiveness and quality of the proposals received and the likelihood that you will find an ideal match. For any organization creating an Arizona employee benefits RFP, Lovitt & Touché can provide exceptional knowledge, attention, and resources. Each one of our Arizona clients has unique requirements, so we provide a highly granular analysis of the most pressing benefits demands and regulatory changes for coverage that's truly beneficial. We have access to

Business Insurance Solutions For Phoenix Businesses It is inevitable that your Phoenix area business will experience a number of planned and unplanned changes over the next several years. To navigate these changes and challenges, you need a world class partner at the local level who can provide sound business insurance advice to mitigate risk and help your business move forward to meet your business goals. Each one of our Phoenix area clients have unique requirements, so we provide the highest level of specialized business insurance professionals who know the ebb and flow of your industry. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. And we have some of the best claims recovery people in the business. Our consultants will uncover emerging risk management threats before they become problematic. Give us an opportunity to learn what’s important to your business, and you will soon discover, together, our know

Business Insurance Solutions For New Mexico Businesses It is inevitable that your New Mexico area business will experience a number of planned and unplanned changes over the next several years. To navigate these changes and challenges, you need a world class partner at the local level who can provide sound business insurance advice to mitigate risk and help your business move forward to meet your business goals. Each one of our New Mexico area clients have unique requirements, so we provide the highest level of specialized business insurance professionals who know the ebb and flow of your industry. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. And we have some of the best claims recovery people in the business. Our consultants will uncover emerging risk management threats before they become problematic. Give us an opportunity to learn what’s important to your business, and you will soon discover, together,

The world of group health care benefits continues to increase in complexity. To help your business navigate the challenging health care landscape, we at MMA provide expertise to develop strategic, economical New Mexico Group Health Programs. Employer-provided benefits programs are no longer limited to just insurance plans. With the increasingly complicated compliance landscape intersecting with changes in how employers and employees are defined and engage with each other, leading employers need to provide programs of benefits not just a benefits program. We will review your current benefits program to learn what is most important to you. Then we’ll design a plan that addresses your concerns, reduces risk and lowers your cost, all without damaging employee morale. MMA’s well-cultivated relationships with all major insurance carriers allow us to provide an all-encompassing range of providers, networks, premium levels and plan designs. MMA understands that you need knowledgeable counsel o

Business Insurance Solutions For Nevada Businesses It is inevitable that your Nevada area business will experience a number of planned and unplanned changes over the next several years. To navigate these changes and challenges, you need a world class partner at the local level who can provide sound business insurance advice to mitigate risk and help your business move forward to meet your business goals. Each one of our Nevada area clients have unique requirements, so we provide the highest level of specialized business insurance professionals who know the ebb and flow of your industry. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. And we have some of the best claims recovery people in the business. Our consultants will uncover emerging risk management threats before they become problematic. Give us an opportunity to learn what’s important to your business, and you will soon discover, together, our knowled

You know that preventing claims is the best way to lower costs. We will analyze your claims history, present policies and procedures including safety measures. From there, we will put together a strategy to repair and update your safety measures and provide employee education and training. After implementing the plan, we’ll monitor its progress and keep you informed of any needed adjustments, findings, and improvements. This is how you positively influence New Mexico safety and loss prevention programs. MMA can also help you create effective disaster and pandemic planning or disaster recovery plans. Often, a basic plan will be enough provided you have solid insurance and risk management programs in place. All of this fits into your total risk management strategy. Risk prevention services support your insurance coverage by addressing the causes of risk at its roots. Some of the services we use to help prevent damaging insurance claims from occurring in the first place including safety c

How does it fit in? New Mexico human resources consulting is at the start of everything — from pre-hire recruiting to employee screening to policy development. After a thorough evaluation of your needs, an MMA HR specialist will conduct an evaluation of your needs using the proper tools, which may include New Mexico employee surveys, policy audits and other assessments. This process will assist in identifying any needed improvements or missing pieces. We’ll put together a plan that will fulfill your needs and meet your goals. With your approval, we will set this plan in motion, making any accommodations along the way as necessary. We’ll track progress throughout and keep you informed on the discoveries and improvements made. Lovitt & Touché works closely with clients to make sure they get the appropriate value and return from their HR Consulting. If your company needs New Mexico Human Resources Consulting that works, contact Lovitt & Touché to schedule a complimentary insurance

Business Insurance Solutions For Arizona Businesses It is inevitable that your Arizona area business will experience a number of planned and unplanned changes over the next several years. To navigate these changes and challenges, you need a world class partner at the local level who can provide sound business insurance advice to mitigate risk and help your business move forward to meet your business goals. Each one of our Arizona area clients have unique requirements, so we provide the highest level of specialized business insurance professionals who know the ebb and flow of your industry. We have access to hundreds of issue and industry-specific, on-staff experts who understand risk from our clients’ perspective. And we have some of the best claims recovery people in the business. Our consultants will uncover emerging risk management threats before they become problematic. Give us an opportunity to learn what’s important to your business, and you will soon discover, together, our know

Your New Mexico business will experience a number of planned and unplanned changes over the next several years. To navigate these changes, you need a world class partner at the local level who can provide sound benefits advice to mitigate risk. Our first piece of advice? Create an employee benefits RFP tailored to the precise needs and budget of your organization – let insurers compete for your business, not the other way around. The next step? Notify the most suitable candidates so they can participate. This will improve the competitiveness and quality of the proposals received and the likelihood that you will find an ideal match. For any organization creating an New Mexico employee benefits RFP, Lovitt & Touché can provide exceptional knowledge, attention, and resources. Each one of our New Mexico clients has unique requirements, so we provide a highly granular analysis of the most pressing benefits demands and regulatory changes for coverage that’s truly beneficial. We have acce