Lovitt & Touché

In-depth insurance experience with trucking, aviation, cargo and logistics. The transportation industry experiences risks and exposures that can put the balance sheet and operational fluidity at risk. Working with a brokerage that has the industry knowledge and expertise in all sectors of the transportation industry is critical for creating a strong risk management and insurance program that meets all short- and long-term needs. Industry-Specific Tools & Resources Our dedicated transportation team excels at using industry-specific tools to help our clients operate efficiently and safely, such as SaferWatch for streamlining the carrier approval process, as well as the resources offered by the Federal Motor Carrier Safety Administration (FMCSA).  We have additional state-of-the-art risk management tools and resources, offering you support with pre-hire screening, driver training and preparation of DOT file audits. You can also access the Lovitt & Touché Gateway 24/7/365 to genera

Personalized support and coverage that protects the institution, the people who form it and the next generation. There are many risks and exposures that schools need to consider these days, from ensuring staff and students are safe on campus, to safeguarding private and protected information from cyber thieves and data breaches. Our niche education team works with educational institutions of every level, including public, charter, virtual schools, vocational, and higher education, with both multi-state and international exposures. Guidance Specific to Educational Institutions As an extension of your team, we view your operations through a risk management and loss prevention lens, conducting risk management assessments, loss control audits and property/liability analyses.  Budget-Conscious Programs And with every dollar needing to go further in the classroom, we understand the importance of providing the best value for our education partners. We maintain a centralized property and casua

Helping you navigate insurance needs when security, time and money are at stake. More than ever, healthcare companies are under the microscope. Doing more with less and having every public dollar scrutinized, we understand the importance of maximizing your resources to ensure you are covered. We also understand the industry-specific intricacies of managing risks and protecting assets.  Experience You Can Trust Our experienced team stands by your side, ensuring that your organization is shielded from risks and exposures, while being nimble and responsive to handle any curve you are thrown. https://qoo.ly/38cjbf Healthcare Industry | Lovitt & Touché Helping you navigate insurance needs when security, time and money are at stake.

Helping you drive business forward with the coverage and services you need. Product recalls. Service interruption. Supplier snafus. OSHA visits. Companies in the business of manufacturing face unique risks, many of which aren’t covered under traditional property and casualty coverage. Experience You Can Trust You have a trusted, experienced team with deep carrier relationships by your side that understands the risks and exposures of your industry, and can help shield you from them. When the unexpected happens, we will be by your side to help you overcome insurance risk-related challenges. https://qoo.ly/38bfz5 Manufacturing Industry | Lovitt & Touché Helping you drive business forward with the coverage and services you need.

Helping you navigate industry-specific risks and exposures that can have a serious financial impact on your operations. From benefits packages and slips or falls to food tampering and product-induced injury, the restaurant industry faces an extraordinary amount of risk and exposure. We are no strangers to providing sound insurance programs and a full line of coverages for a variety of businesses within the food and beverage industry, including proudly representing the owners/operators of one of the most widely recognized fast food brands in the world for more than 20 years. Ready to Serve Our dedicated staff of insurance professionals are ready to respond to your unique insurance needs and offer a variety of insurance services. With in-house underwriting, claims advocacy and loss control, we look out for your needs and help you manage your operations. https://qoo.ly/38abst Restaurants Industry | Lovitt & Touché Helping you navigate industry-specific risks and exposures that can hav

Decades-deep industry expertise, diverse coverage options help us create tailored programs. The behavioral health and human services industries are exposed to a range of risks and liabilities that can impact an organization’s ability to provide critical mental, emotional and wellness services. We understand these risks and can guide you in developing a thoughtful insurance and risk management program to ensure you are protected at the right level and mitigate potential threats. Experience You Can Trust Our deeply entrenched team has specialized expertise understanding the unique environment in which you operate, from funding restraints and claims’ statute of limitations, to managing contractors, providers and volunteers. With nearly 300 clients in the behavioral health and human services sphere, Lovitt & Touché offers experienced claims and risk control personnel, expansive access to specialized markets and carriers, and acts as an important partner in helping you evaluate exposure

Construction experience is essential to crafting an effective insurance program. The world of construction is a rapidly changing environment with plenty of unexpected pitfalls in even the most thoroughly planned projects. As one of the largest practice groups at Lovitt & Touché, our dedicated construction team keeps pace with all industry advancements and evolutions, making us a trusted partner that places approximately $90 million of construction insurance premiums each year. We understand the unique needs you face day-in and day-out from both the underwriting and brokerage sides. Together, we’ll help you design a risk management strategy customized to your business to provide greater peace of mind on projects big or small, at any stage of development. We know the construction industry is complex and can be filled with unexpected pitfalls. Our team can provide you with greater peace of mind as we work together to tackle daily challenges and necessities. https://qoo.ly/387m7w Const

Coverage driven to improve safety and peace of mind. From volatile fuel costs to meeting the high demands of auto buyers, auto dealerships face wide spread challenges that threaten the bottom line. With decades of experience in the automotive industry, Lovitt & Touché understands the unique and ever-evolving needs of auto dealers in Arizona. Our team of dedicated insurance professionals understands the intricacies and nuances of the auto dealer experience, enabling us to create solutions that meet your specific needs. We encourage you to learn more about our specific solutions. https://qoo.ly/386gb3 Auto Dealerships Industry | Lovitt & Touché Coverage driven to improve safety and peace of mind.

Personalized guidance and insurance protecting communities, enterprises and rich heritage of Tribal Nations. Tribal Nations have specialized insurance needs because of the wide variety of exposures and risks that exist on Tribal Lands. We are among a small group of specialized brokers across America trusted by the Tribal Community for more than 30 years. Our solid relationships with the strongest Tribal insurers means you get the most effective coverage at the most efficient rates. Guidance Specific to Tribal Nations We apply practical, right-sized insurance and risk management solutions to help protect Tribal Nations. We understand the dynamics of sovereignty, the intricacies of PL638, and the risks and exposures specific to gaming. Our team thoughtfully creates customized insurance packages and loss control action plans that fit your needs now and into the future. Creating Greater Peace of Mind Your proactive and responsive service team possesses a high-level understanding of the Tri

It’s only an opportunity if you manage the risk. The Tax Cuts and Jobs Act (TCJA) of 2017 created the Opportunity Zones provision to encourage investment in economically distressed communities. The program provides preferential capital gains treatment for investments within designated low-income census tracts. In order to qualify for these benefits, investors must reinvest one or more capital gains in a Qualified Opportunity Fund (QOF).  Pioneering Opportunity Fund Insurance Solutions Lovitt and Touché has developed a cutting-edge solution specifically catered to Opportunity Funds. The Opportunity Zone Insurance Program (OZIP™) is an innovative mechanism to protect an Opportunity Fund’s assets. OZIP™ capitalizes on our in-house expertise, along with strategic relationships with underwriters in both tax and development insurance. Identifying Challenges Creates Inventive Solutions Our OZIP™ team provides a holistic approach to the traditional model for insurance. We emphasize a strategy

Protecting our clients begins with personalized plans that provide peace of mind. No two individuals are alike We believe private client solutions are just as unique. Based on a variety of life circumstances, priorities, long-term goals and liability exposures, every client’s needs are one of a kind and require not only a customized solution, but a dedicated team to identify the best possible insurance program. Our goal is to protect you, your family, your assets and everything in between. Personal Relationships Yield Best Solutions We take a 360-degree look at your life to identify exposures that might threaten wealth or property, and provide effective solutions to minimize risk. From excess liability/umbrella policies to uninsured and underinsured motorist protection, we leave no stone unturned when it comes to examining where risks may lie. Industry Leaders with Trusted Carrier Relationships We protect our clients like we would our own families, which is why our team has worked hard

The world of construction is a rapidly changing environment with plenty of unexpected pitfalls in even the most thoroughly planned projects. As one of the largest practice groups at Lovitt & Touché, our dedicated construction team keeps pace with all industry advancements and evolutions, making us a trusted partner that places approximately $90 million of construction insurance premiums each year. We know the construction industry is complex and can be filled with unexpected pitfalls. Our team can provide you with greater peace of mind as we work together to tackle daily challenges and necessities. Contact Lovitt & Touché to schedule a complimentary New Mexico construction insurance consultation.  https://qoo.ly/37yhe5 New Mexico Construction Insurance - Marsh & McLennan Agency MMA specializes in New Mexico construction insurance services and New Mexico construction risk management - contact us to learn more!

Employee benefits solutions are not one-size-fits-all. So why do many insurance brokers treat them that way? Clients’ unique demographics, including distinct philosophies, cultures, and goals play a vital role in designing an effective and efficient benefits program based on workforce needs and existing benefits budgets. Knowing how to address the complex needs of Fortune 500 companies, budget-conscious nonprofits and small businesses, and everything in between, we have the flexibility to find New Mexico employee benefits solutions and make decisions quickly to benefit our clients whether they have 50 employees or 5,000. We continually deploy customized reporting and analytics tools to help our clients make the most appropriate decisions for New Mexico employee benefits programs, including putting a greater focus on wellness initiatives, disease management programs and new prescription solutions to help offset potential losses. In today’s ever-changing benefits world, solutions can oft