Lovitt & Touché

Coverage driven to improve safety and peace of mind. From volatile fuel costs to meeting the high demands of auto buyers, auto dealerships face wide spread challenges that threaten the bottom line. With decades of experience in the automotive industry, Lovitt & Touché understands the unique and ever-evolving needs of auto dealers in Arizona. Our team of dedicated insurance professionals understands the intricacies and nuances of the auto dealer experience, enabling us to create solutions that meet your specific needs. https://qoo.ly/36952z Auto Dealerships Industry | Lovitt & Touché Coverage driven to improve safety and peace of mind.

Personalized guidance and insurance protecting communities, enterprises and rich heritage of Tribal Nations. Tribal Nations have specialized insurance needs because of the wide variety of exposures and risks that exist on Tribal Lands. We are among a small group of specialized brokers across America trusted by the Tribal Community for more than 30 years. Our solid relationships with the strongest Tribal insurers means you get the most effective coverage at the most efficient rates. Guidance Specific to Tribal Nations We apply practical, right-sized insurance and risk management solutions to help protect Tribal Nations. We understand the dynamics of sovereignty, the intricacies of PL638, and the risks and exposures specific to gaming. Our team thoughtfully creates customized insurance packages and loss control action plans that fit your needs now and into the future. Creating Greater Peace of Mind Your proactive and responsive service team possesses a high-level understanding of

It’s only an opportunity if you manage the risk. The Tax Cuts and Jobs Act (TCJA) of 2017 created the Opportunity Zones provision to encourage investment in economically distressed communities. The program provides preferential capital gains treatment for investments within designated low-income census tracts. In order to qualify for these benefits, investors must reinvest one or more capital gains in a Qualified Opportunity Fund (QOF). Pioneering Opportunity Fund Insurance Solutions Lovitt and Touché has developed a cutting-edge solution specifically catered to Opportunity Funds. The Opportunity Zone Insurance Program (OZIP™) is an innovative mechanism to protect an Opportunity Fund’s assets. OZIP™ capitalizes on our in-house expertise, along with strategic relationships with underwriters in both tax and development insurance. Identifying Challenges Creates Inventive Solutions Our OZIP™ team provides a holistic approach to the traditional model for insurance. We emphasize a

The world of construction is a rapidly changing environment with plenty of unexpected pitfalls in even the most thoroughly planned projects. As one of the largest practice groups at Lovitt & Touché, our dedicated construction team keeps pace with all industry advancements and evolutions, making us a trusted partner that places approximately $90 million of construction insurance premiums each year. We understand the unique needs you face day-in and day-out from both the underwriting and brokerage sides. Together, we’ll help you design a Nevada construction insurance and risk management strategy customized to your business to provide greater peace of mind on projects big or small, at any stage of development. We know the construction industry is complex and can be filled with unexpected pitfalls. Our team can provide you with greater peace of mind as we work together to tackle daily challenges and necessities. Contact Lovitt & Touché to schedule a complimentary Nevada constru

Employee benefits solutions are not one-size-fits-all. So why do many insurance brokers treat them that way? Clients’ unique demographics, including distinct philosophies, cultures, and goals play a vital role in designing an effective and efficient benefits program based on workforce needs and existing benefits budgets. Knowing how to address the complex needs of Fortune 500 companies, budget-conscious nonprofits and small businesses, and everything in between, we have the flexibility to find Nevada employee benefits solutions and make decisions quickly to benefit our clients whether they have 50 employees or 5,000. We continually deploy customized reporting and analytics tools to help our clients make the most appropriate decisions for Nevada employee benefits programs, including putting a greater focus on wellness initiatives, disease management programs and new prescription solutions to help offset potential losses. In today’s ever-changing benefits world, solutions can often

The world of construction is a rapidly changing environment with plenty of unexpected pitfalls in even the most thoroughly planned projects. As one of the largest practice groups at Lovitt & Touché, our dedicated construction team keeps pace with all industry advancements and evolutions, making us a trusted partner that places approximately $90 million of construction insurance premiums each year. We understand the unique needs you face day-in and day-out from both the underwriting and brokerage sides. Together, we’ll help you design a New Mexico construction insurance and risk management strategy customized to your business to provide greater peace of mind on projects big or small, at any stage of development. We know the construction industry is complex and can be filled with unexpected pitfalls. Our team can provide you with greater peace of mind as we work together to tackle daily challenges and necessities. Contact Lovitt & Touché to schedule a complimentary New Mexico

Employee benefits solutions are not one-size-fits-all. So why do many insurance brokers treat them that way? Clients’ unique demographics, including distinct philosophies, cultures, and goals play a vital role in designing an effective and efficient benefits program based on workforce needs and existing benefits budgets. Knowing how to address the complex needs of Fortune 500 companies, budget-conscious nonprofits and small businesses, and everything in between, we have the flexibility to find New Mexico employee benefits solutions and make decisions quickly to benefit our clients whether they have 50 employees or 5,000. We continually deploy customized reporting and analytics tools to help our clients make the most appropriate decisions for New Mexico employee benefits programs, including putting a greater focus on wellness initiatives, disease management programs and new prescription solutions to help offset potential losses. In today’s ever-changing benefits world, solutions c

The world of construction is a rapidly changing environment with plenty of unexpected pitfalls in even the most thoroughly planned projects. As one of the largest practice groups at Lovitt & Touché, our dedicated construction team keeps pace with all industry advancements and evolutions, making us a trusted partner that places approximately $90 million of construction insurance premiums each year. We understand the unique needs you face day-in and day-out from both the underwriting and brokerage sides. Together, we’ll help you design a Tucson construction insurance and risk management strategy customized to your business to provide greater peace of mind on projects big or small, at any stage of development. We know the construction industry is complex and can be filled with unexpected pitfalls. Our team can provide you with greater peace of mind as we work together to tackle daily challenges and necessities. Contact Lovitt & Touché to schedule a complimentary Tucson constru

Employee benefits solutions are not one-size-fits-all. So why do many insurance brokers treat them that way? Clients’ unique demographics, including distinct philosophies, cultures, and goals play a vital role in designing an effective and efficient benefits program based on workforce needs and existing benefits budgets. Knowing how to address the complex needs of Fortune 500 companies, budget-conscious nonprofits and small businesses, and everything in between, we have the flexibility to find Tucson employee benefits solutions and make decisions quickly to benefit our clients whether they have 50 employees or 5,000. We specialize in all funding methods such as fully insured, shared returns, self-funding, reference-based pricing, captive insurance programs, MEC/MVP plans among others. We continually deploy customized reporting and analytics tools to help our clients make the most appropriate decisions for Tucson employee benefits programs, including putting a greater focus on wel

The world of construction is a rapidly changing environment with plenty of unexpected pitfalls in even the most thoroughly planned projects.As one of the largest practice groups at Lovitt & Touché, our dedicated construction team keeps pace with all industry advancements and evolutions, making us a trusted partner that places approximately $90 million of construction insurance premiums each year. We understand the unique needs you face day-in and day-out from both the underwriting and brokerage sides. Together, we’ll help you design a Phoenix construction insurance and risk management strategy customized to your business to provide greater peace of mind on projects big or small, at any stage of development. We know the construction industry is complex and can be filled with unexpected pitfalls. Our team can provide you with greater peace of mind as we work together to tackle daily challenges and necessities. Contact Lovitt & Touché to schedule a complimentary Phoenix constr

Protecting our clients begins with personalized plans that provide peace of mind. No two individuals are alike We believe private client solutions are just as unique. Based on a variety of life circumstances, priorities, long-term goals and liability exposures, every client’s needs are one of a kind and require not only a customized solution, but a dedicated team to identify the best possible insurance program. Our goal is to protect you, your family, your assets and everything in between. Personal Relationships Yield Best Solutions We ensure you are maximizing your insurance dollars by providing the best combination of coverage and pricing. Cost is definitely part of the conversation, but it shouldn’t be the sole driving factor when selecting an insurance program. We take a 360-degree look at your life to identify exposures that might threaten wealth or property, and provide effective solutions to minimize risk. From excess liability/umbrella policies to uninsured and underins

Tailor-made solutions to enhance the executive team’s coverage to create added peace of mind. A comprehensive insurance plan is a tool to ensure your company is taken care of during unexpected times. We believe taking care of your executive team should be part of that plan. We offer extensive, customized solutions that enhance your leaders’ current coverages. This includes incorporating sophisticated insurance concepts that affect both the individual and the business. Your Partner in Creating Security The various types of insurance and compensation packages can be complex and confusing. Whether it’s planning for retirement, ensuring long-term care, reducing estate tax liability, distributing assets or planning for heirs, the good news is that we’re specialists who shop the market so you don’t have to. We serve as a trusted advisor to our clients, consulting on the best coverage for your executive team’s specific needs. Whether you need to create a safety net for your new famil

Smarter healthcare benefits for today’s business landscape. With the rising cost of healthcare, running a business today is more competitive and expensive than ever before. We provide a forward-looking strategy that gives your company a competitive advantage in the changing world of healthcare through ClearPath Prime, our own private exchange. The Power of Choice For many businesses, the current benefits process is a vicious cycle of waiting for renewals, hoping for the best outcomes and then becoming a confined participant in passing more costs onto employees, spending more on benefits or shifting more costs onto the employee. We’ve found a way to break the cycle by providing an alternative. ClearPath Prime allows you to control the amount of push or pull you experience. An Exchange that Works Private exchanges come in many different forms, including consumer shopping websites, which can often be confusing and seem to have conflicting information. ClearPath Prime is intuitive

Together, we’ll ensure your business is protected. We understand the pace of business, especially as competition soars and the need for bonds is immediate. As trusted partners who specialize in bonding, Lovitt & Touché has a team of seasoned problem solvers with more than 100 years of combined surety experience on both the underwriting and brokerage side of the industry. Experience matters in the world of bonds & surety As one of the largest bond operations in Arizona, we have become a trusted partner to many different companies – from single employee firms looking for a license bond to the biggest contractors in the state. With deep ties to the local construction community, our clients are assured of our commitment to excellence in servicing their bonding needs, spanning from a modest commercial remodel to a $250 million+ stadium project. Our expertise reaches well beyond the construction field into many other industries where we act as a trusted advisor, helping busi

Real-world workplace solutions built on innovation, industry knowledge and customer service.  Employee benefits solutions are not one-size-fits-all. So, why do so many insurance brokers treat them that way? Clients’ unique demographics, including a distinctive philosophy, culture, and goals, play a vital role in putting together an effective and efficient benefits program based on workforce needs and existing benefits budgets. Flexibility for custom solutions Knowing how to address the complex needs of Fortune 500 companies to budget-conscious nonprofits and small businesses, we have the flexibility to find solutions and make decisions quickly to benefit our clients whether they have 50 employees or 5,000. We specialize in all funding methods such as fully insured, shared returns, self-funding, reference-based pricing, captive insurance programs, MEC/MVP plans among others. https://qoo.ly/35ww38 Employee Benefits | Lovitt & Touché Real-world workplace solutions built o

The support, expertise and safeguards your small business needs to thrive. We understand the challenges that small businesses face. Working side-by-side, we can help you manage risk, protect your assets, streamline benefits and ensure long-term, sustainable growth. Get an Insurance Quote 24/7/365 Our online rater tool provides small business owners with the ultimate convenience when seeking quotes. You can seamlessly create a quote-by-quote comparison, complete with coverage analysis, the impacts by adding or removing premium coverages and additional resources to guide your purchasing decision. What We Offer We are proud to offer a wide range of insurance and employee benefits solutions that small businesses in virtually any industry need. https://qoo.ly/35vk5u Small Business Insurance | Lovitt & Touché The support, expertise and safeguards your small business needs to thrive.

Helping you find right-sized, loss-sensitive solutions for your business. If you have diverse needs or unique circumstances, we have tailored plans to give you the greatest amount of control over the total cost of your insurance while providing greater value for the dollars you spend. With decades of experience and deep knowledge of the insurance industry, we leave no stone unturned when it comes to putting together non-traditional, loss-sensitive insurance solutions. In fact, when solutions haven’t existed, we created our own to help give clients the coverage they need at an affordable price with value-added services included. Retrospective Rating Plans Why should you pay premiums based on industry-wide loss experiences? We can provide access to retrospective rating plans with variable premiums that adjust with losses you experience, not losses of others. Our goal is to give you a right-sized, fair-priced insurance solution that better reflects your current claims experience.

We can help you seize control of risk, prevent losses and save money. Risk is an element of every business. While other brokers focus on unsafe actions, at-risk behaviors and unsafe conditions, our risk control consultants work with clients to develop a culture focused on behavior-based safety, quality and individual performance excellence. We understand the big difference between safety and compliance. This shift from compliance to safety will increase your ability to achieve the ultimate goal of ZERO risk. Risk Management Center We offer a customized, web-based software suite of safety and risk management tools that is designed to empower your risk prevention efforts, combining efficiency with user-friendly technology to streamline daily tasks and help you achieve your target condition. Cost Reduction Technology (CRT) We offer an in-house Cost Reductions Technologies (CRT) Strength & Agility Screening program to help you reduce claims due to overexertion and repetitive

Your partner in identifying exposures, managing risk and creating the greatest value. Big or small, growing or transitioning, we provide businesses with innovative tools, smart resources and honest guidance to keep them protected. Business Analysis We get to know you – really. We analyze your operations, identify potential risks and assess coverage needs. We ask smart questions so we understand your business better. This helps us see issues on the horizon, bring new ideas to the forefront and ensure you understand how specific risks impact your company. Business Insurance Coverage As a leading brokerage nationwide, we specialize in providing businesses with the coverage they need to protect against losses, property damage and legal liability to employee-related risks and special circumstances. Our team of seasoned advocates with decades of experience get to know your business inside and out, along with unique risks you face, to ensure you have adequate coverage not only to re

We understand the risks, coverage and needs specific to nonprofit organizations. In the nonprofit world, where passion is high and resources may be limited, a trusted partner for managing risk and improving safety is essential. We have extensive knowledge of the challenges and opportunities that nonprofits face, including fundraising, attracting and retaining board members, properly training staff and preventing turnover. Nonprofit leadership With decades of experience guiding nonprofit leadership through key growth phases, we always strive to find creative insurance and benefits solutions that meet needs while maximizing budgets. We understand your non-profit needs Working with a wide range of nonprofits, we understand how an insurance program needs to be structured, given funding resources and services. We encourage you to learn more about our business insurance, risk management and employee benefits solutions. https://qoo.ly/35ti4v Nonprofit Industry | Lovitt & Tou

Specialized guidance and coverage for any organization with electronic data, technology exposures. Few companies evolve as rapidly as technology companies, which rely heavily on cutting-edge tools, sensitive data and savvy people with creative mindsets. Such businesses need partners who understand their specific exposures and can help them attract top talent with the right benefits packages. Breaking barriers. Building foundations. On the frontline of technology exposures, we take time to evaluate your operations, services, products and business practices so we can make customized recommendations to reduce your risk. Whether suggesting procedural changes to mitigate cyberattacks or enlisting the assistance of forensic specialists, you can count on us to advise on the right coverages for the right resources. We also understand that the right team is essential for long-term success and innovation. We can create employee benefits packages that are designed to attract and retain loy